Privacy Policy

 Privacy Policy for Loan EMI Calculator

This Privacy Policy explains how Loan EMI Calculator handles user information. By using the app, users agree to

the practices described in this policy.

Information users enter

The app may allow users to manually enter profile details, loan amounts, interest rates, tenure, income, expenses,

savings goals, document names, reminders, notes and feedback. This information is used to calculate EMI, plan

loan repayment, create reports and improve the user experience.

Local storage

Loan records, profile details, goal plans, reminders, document notes and feedback may be stored locally on the

user device so the app can remember saved information. The app does not require users to create an account or

log in to a bank.

No bank access

The app does not ask for bank login, debit card details, credit card details, OTP, UPI PIN, net banking credentials

or lender account access.

Calculations and reports

The app provides estimated EMI, interest, repayment, savings and planning calculations. These calculations are for

personal understanding only. Final loan figures should be confirmed with the user bank, lender or financial advisor.

PDF and sharing

Users may create or share reports. Sharing is controlled by the user through the device sharing options. Users

should check report details before sharing them with anyone.

Advertising

The app may display ads using Google Mobile Ads / AdMob. Advertising partners may process device or

advertising identifiers and related signals according to their own policies. Users can manage ad preferences

through device or Google settings where available.

Data sharing

The current app does not require account registration or server-based loan storage. User-entered loan and

planning data is intended to remain on the device unless the user chooses to share a report, feedback or

information manually. Advertising SDKs may process data as required for ad delivery and measurement.

Data deletion

Users can delete saved app data by using reset options inside the app, clearing app storage from device settings

or uninstalling the app.

Children

This app is intended for general finance planning and is not designed for children. The recommended target

audience is adults.

Security

The app is designed to store information locally on the device. Users should keep their phone secure and avoid

sharing sensitive financial notes with others.

Changes to this policy

This policy may be updated when app features, ads, storage or data handling changes. Users should review the

latest version of the policy when available.

Contact

For privacy or support questions, contact:email


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